The Basel Accords, Basel III and Bank Risk Assessment

This course provides a comprehensive understanding of the Basel Accords—Basel I, II, and III—and their impact on global banking regulation. It will cover the evolution of these accords, their key principles, and how they help manage risk in the financial system. Participants will also explore Basel IV's potential impact on the banking industry and how the accords shape capital adequacy, liquidity, and risk management practices in financial institutions.

Course Objectives:

By the end of this course, participants will be able to:

• Understand the history and purpose of the Basel Accords.

• Comprehend the key elements of Basel I, II, and III and their impact on global banking.

• Analyze risk management frameworks and capital adequacy requirements under the Basel Accords.

• Explore the implications of the Basel Accords for liquidity, operational, and market risk management.

• Understand how Basel IV is expected to reshape banking regulation.

Target Audience:

• Bankers, financial analysts, and risk managers

• Compliance officers and regulators

• Finance professionals and students interested in banking regulations

• Individuals working in risk management, treasury, or regulatory compliance roles

Learning Methods:

• Lectures and interactive discussions

• Case studies on major financial institutions

• Practical exercises on calculating risk-weighted assets, capital ratios, and stress testing

• Real-world examples of Basel compliance and challenges